This loan calculator allows you to factor in the most important variable in mortgages–the total cost over time.

Use this calculator to run FHA vs. conventional comparisons or evaluate two different down payment sizes.

Mortgage rates and insurance factors vary from lender to lender.  We have only provided illustrative values in the calculator.  Contact your loan officer for exact figures or click on one of our advertisers to get a quick quote from them directly.

 
Common Comparisons

Enter your details

Comparison Term (Years):
Property Value:
FICO:
Scenario Name
Loan Type:
Loan Term (Years):
Loan Amount:
Interest Rate:
UFMIP:
MI Factor:
Closing Costs ($):
Closing Costs (%):

Monthly

Loan & Payment Summary
P&I Payment
Mortgage Insurance
Monthly Payment
Monthly Savings

Full Analysis through 10 Years

Real Cost Analysis
Total Loan Amount
Total Payments
Principal Payments
Remaining Balance
Interest & MI Payments
Total Cost
Total Savings

Graphs

 
Show me
Total Savings Total Payments
Total Cost Principal Payments
Interest & MI Payments Remaining Balance

Tables